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INDIVIDUAL DISABILITY INCOME INSURANCE

Help protect one of your most valuable assets – your income – from unexpected events through long-term care, disability and critical illness insurance.

Income is important for both current financial obligations (e.g. grocery bills and mortgage payments) and for future financial security (e.g. planning for your children’s education or for retirement). Just think what might happen if you suddenly lost your income stream through a long-term illness or injury. 

Disability insurance products help protect your ability to earn an income, which can be affected if you are afflicted by a sickness or injury. 

Disability insurance is a type of insurance that protects your income. If you were unable to work due to an injury or sickness your expenses would continue.  Since disability insurance protects your income, which is your most valuable asset, it becomes one of the most important components of your financial plan. Without disability insurance income your other assets will be in jeopardy.

Not all disability insurance policies are created equal. Individual disability insurance policy definitions will vary amongst different types of policies. Group disability policies, which are provided by your employer will be very different than what you can obtain on an individual basis.

We can help you choose the disability insurance products that provide advantages like:
  • Helping maintain your financial independence, lifestyle and long-term financial security plan in the event your income is impacted by disability
  • Assist with paying fixed expenses for your business if you become disabled
  • Support the buy-out of a disabled partner’s share of a business
I can help you tailor your financial security plan so it protects your income through long-term care and disability insurance. Contact us today to find out how.

  • FAQs About Disability Insurance
  • Things to Consider When Looking at Disability Insurance
  • Disability Insurance Glossary of Terms
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Services

Disability Insurance
Life Insurance
Group Benefits

Address

​6265 Greenwich Drive, Suite 250
San Diego, California
92122 United States

Phone

Tel: 858-404-0782 
Toll Free: 800-628-2861 
​Fax: 858-546-9023 

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  • Home
  • About Us
  • Services
    • Disability Income Insurance
    • Life Insurance
    • Group Benefits
  • Request A Quote
  • Resources
    • Useful Websites
    • Financial Calculators
    • Member Documents
  • Contact