INDIVIDUAL DISABILITY INCOME INSURANCE
Help protect one of your most valuable assets – your income – from unexpected events through long-term care, disability and critical illness insurance.
Income is important for both current financial obligations (e.g. grocery bills and mortgage payments) and for future financial security (e.g. planning for your children’s education or for retirement). Just think what might happen if you suddenly lost your income stream through a long-term illness or injury.
Disability insurance products help protect your ability to earn an income, which can be affected if you are afflicted by a sickness or injury.
Disability insurance is a type of insurance that protects your income. If you were unable to work due to an injury or sickness your expenses would continue. Since disability insurance protects your income, which is your most valuable asset, it becomes one of the most important components of your financial plan. Without disability insurance income your other assets will be in jeopardy.
Not all disability insurance policies are created equal. Individual disability insurance policy definitions will vary amongst different types of policies. Group disability policies, which are provided by your employer will be very different than what you can obtain on an individual basis.
We can help you choose the disability insurance products that provide advantages like: