Our Philosophy
Our philosophy is simple. We want to get to know you in order to help you make the best decisions possible.
As an independent insurance agency, our focus is to understand your goals and develop a plan to reach them. When possible, we prefer to meet with you to present an analysis and discuss our recommendations. Together, we implement the recommendations and monitor your progress. From here, we will plan regular meetings with you to assess the progress toward your goals and, when necessary, we will make adjustments to your insurance plans.
Because there are many factors that may change in your situation or the insurance industry, it’s of the utmost importance to us to be proactive and knowledgeable in the insurance industry. We are committed to staying up-to-date on the changes that occur in the disability, life and health insurance market in order to provide you with the best insurance advice for your particular situation.
As an independent insurance agency, our focus is to understand your goals and develop a plan to reach them. When possible, we prefer to meet with you to present an analysis and discuss our recommendations. Together, we implement the recommendations and monitor your progress. From here, we will plan regular meetings with you to assess the progress toward your goals and, when necessary, we will make adjustments to your insurance plans.
Because there are many factors that may change in your situation or the insurance industry, it’s of the utmost importance to us to be proactive and knowledgeable in the insurance industry. We are committed to staying up-to-date on the changes that occur in the disability, life and health insurance market in order to provide you with the best insurance advice for your particular situation.
Our Team
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Wayne WashkowiakInsurance Agent, Chief Executive OfficerWayne Washkowiak entered the insurance business in 1973. He has placed his emphasis since then on the medical and dental professions. In 1976 Wayne developed, with a key insurance carrier, one of the very first group long term convertible disability policies, which was designed specifically for medical residents and fellows.
In 1994-1995 Wayne was selected as the broker of record for the mandatory group long-term disability programs for all of the ten medical schools and at the time the five dental schools in California. In addition, he is also the broker of record for the group long term disability programs for the medical residents at two major teaching hospitals in California. |
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Jaime PerlmanInsurance AgentJaime Perlman has been working for Health Professionals Insurance Services since 2000. She completed her Bachelor of Arts degree, Psychology from University of California, San Diego in 1999. She then went on to complete her Masters of Business Administration in 2003 from National University. Jaime also completed her Personal Financial Planning Certificate at University of California, Los Angeles and passed the CFP exam in 2012. Jaime’s enjoys educating her clients on the different insurance coverages that are available to help them make the best decision for their specific needs.
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Ivory R. OpanaOffice ManagerIvory started at Health Professionals Insurance Services, Inc in April 2003. She has a Bachelor’s Degree in Communication Studies from San Diego State University and has held her Life Agent license since 2011. She manages all office operations, accounts payable, and handles billing, claims and policy management for our list bill clients as well as the medical and dental schools we administer coverage to.
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Susana LuceroAdministrative AssistantSusana is the administrative assistant to Jaime Perlman and provides brokerage with full staff support. Prior to working in the insurance industry, she held a position as a medical administrative assistant for over 10 years.
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